Counseling Services With Cigna for Mental Health Care

Do you take Cigna?

Yes, all of our therapists accept Cigna.

Plans With Cigna We Accept

• Cigna
• Cigna PPO
• Cigna HMO
• Cigna EPO
• Cigna POS
• Cigna Open Access Plus (OAP)
• Cigna LocalPlus
• Cigna SureFit
• Cigna High Deductible Health Plans (HDHP)
• Cigna HSA-Compatible Plans

Mental Health Care with Cigna

You don't have to have all the answers before reaching out. We believe that mental health care should be accessible for everyone. If you're covered by Cigna, or an insurance under the Cigna umbrella, therapy is within reach, and your coverage can support your healing journey.

At Momentum we don't see insurance as a barrier. We see it as a tool that should help you access care with dignity, respect, and support. Whether you're new to exploring your mental health or seeking deeper growth, we'll meet you where you are.

Accessing Therapy With Cigna

Navigating insurance policies can be overwhelming. Our team is here to guide you through the process of using your Cigna benefits, allowing you to focus on what matters.

• Cigna plans include coverage for outpatient mental health therapy services, psychiatric evaluation, and ongoing counseling.
• We help by verifying your benefits, confirming session limits, evaluating copays, and ensuring network requirements.
• You won't be left to figure this out alone, our team can support you throughout the process.
• Whether you prefer in-person or telehealth, we'll match you with a clinician who can provide care under your specific plan.

Understanding What Cigna Coverage Includes

Mental health is health. Cigna recognizes that, and many of its plans provide a robust variety of behavioral health benefits. While coverage varies by plan and region here is a list of common coverages:

• Individual therapy
• Couples or family counseling
• Group therapy
• Psychological testing
• Psychiatric evaluations and medication management

How To Get Started With Cigna Counseling

Ready to start? Here is how:

1. Contact us and mention your Cigna coverage
   • Let our team know your insurance provider (Cigna). We'll ask for your plan name, network, and ID information.
2. We verify your benefits
   • We'll check what your plan covers: number of sessions allowed, co-pays, in-network vs. out-of-network rules, and whether telehealth is included.
3. We match you with a compatible provider
   • Based on your preferences (therapeutic approach, demographics, availability, clinical focus) we'll find a therapist who is covered by your Cigna plan.
4. Schedule your first appointment
   • The first session is a chance to explore what brought you here, set goals, and begin building trust.
5. Ongoing care at your pace
   • Over time, your frequency, modality, or focus might shift and that’s okay. We adapt to support your growth.

Frequently Asked Questions About Cigna & Therapy

Does Cigna cover therapy for children and teens?

Yes, many Cigna plans cover mental health services for minors. This includes individual therapy, family counseling, and behavioral interventions. Coverage details depend on your plan and state.

Will I need a referral from a doctor?

That depends on your plan. Some Cigna plans require a referral for mental health services; others allow direct access to therapy. We can help clarify this for your specific plan.

What if I exhaust my number of covered sessions?

If your plan limits sessions, we'll let you know in advance and explore care options with you. This could mean extending care, transitioning to private pay, or strategically spacing out your sessions.

Can I choose my therapist?

Yes, you can choose your therapist. You can request a therapist based on gender, therapeutic style, or background. If a therapist isn't a good fit, you can switch within the same network authorized providers.

Are co-pays or out-of-pocket costs required?

Depending on your plan, you may have co-pays, coinsurance, or a deductible. We'll review your benefits ahead of time so you know what to expect.

Ready to Begin?

Click below or call today to schedule your first appointment. It’s okay to need help. And it’s okay to say yes to healing.

I'm Ready